{
  "fixture": true,
  "observed_on": "2026-09-05",
  "competitors": [
    {
      "id": "benchmark-alpha",
      "label": "Synthetic competitor A",
      "detected_change": "Published a state-by-state surcharge resource hub",
      "topics": [
        "surcharging",
        "state laws",
        "credit cards"
      ],
      "confidence": 0.96
    },
    {
      "id": "benchmark-beta",
      "label": "Synthetic competitor B",
      "detected_change": "Added an embedded-payments page for vertical SaaS",
      "topics": [
        "embedded payments",
        "SaaS",
        "platforms"
      ],
      "confidence": 0.91
    },
    {
      "id": "benchmark-gamma",
      "label": "Synthetic competitor C",
      "detected_change": "Retitled ACH page around high-value B2B payments",
      "topics": [
        "ACH",
        "B2B payments",
        "invoicing"
      ],
      "confidence": 0.84
    }
  ]
}